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Employee Benefits

Travelling Abroad? Why International Medical Insurance is a Good Idea

By Employee Benefits, Personal Insurance

Many people think that they have the medical coverage needed through their existing medical plan. This is not necessarily true.  Those plans may offer adequate coverage domestically, however, they are not designed for international travel.  Many plans offer very little coverage outside of your home country and none of them offer the emergency assistance benefits you would require when facing an emergency abroad.  IF you are covered for basic emergency care, your current health plan would NOT provide coverage to evacuate you and repatriate you back to the United States.  Also, many foreign hospitals will admit you without caring about coverage, but won’t let you leave until you pay.  Do you want to put your health and finances at risk when traveling abroad?

International Medical Insurance can provide the protection needed against accidents and emergencies that can happen anytime, anywhere. The service centers are available 24/7 for medical emergencies and language barriers.  Depending on your needs, the plans can be as comprehensive or as basic as you desire.  And are more affordable than you may think.  Please visit our website and explore the options available or contact Julie Oliver @ 812-372-7829.  Let us provide you with the protection you need while traveling abroad so you can travel with ease and rest assured knowing you will be taken care of, should the unforeseen occur.


Your Company’s Employees are It’s Greatest Assets

By Employee Benefits, Personal Insurance

This month we celebrated Employee Appreciation Day, a day set aside for employee recognition, to show how much you appreciate all the hard work and loyalty of your team. This should, however, be done throughout the year. One way an employer can do this is by helping employees achieve financial wellness. This gives employees peace of mind, and allows them to focus on their work without distractions of personal financial issues. Financial confidence translates to happier less stressed employees.

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SMall Business

Do I have to provide Health Insurance?

By Business Insurance, Employee Benefits

As a small business owner, you may be asking, “do I have to provide health insurance to employees?”. With all of the recent talk about repealing the Affordable Care Act, or Obamacare, or even just defunding parts of it, this is a confusing time for small business owners and health insurance. While the debates, budgets, and studies continue, the law is still in effect. Here is a fairly easy way to understand whether your business must provide insurance or not, and stay tuned for more updates as the congressional debates continue!

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Know the facts about long-term care and protecting your assets, your loved ones and your financial security

By Employee Benefits, Personal Insurance

Most people have insurance against dying and have wished they had thought about and planned for their needs while living. Planning for the future can involve more than planning for your assets after you die, but should also include planning for the possible long-term care needed at any age due to illness, injury or disability. Many of us assume we will not need long-term care until we are older. Read More