Travelling Abroad? Why International Medical Insurance is a Good Idea

By | Employee Benefits, Personal Insurance

Many people think that they have the medical coverage needed through their existing medical plan. This is not necessarily true.  Those plans may offer adequate coverage domestically, however, they are not designed for international travel.  Many plans offer very little coverage outside of your home country and none of them offer the emergency assistance benefits you would require when facing an emergency abroad.  IF you are covered for basic emergency care, your current health plan would NOT provide coverage to evacuate you and repatriate you back to the United States.  Also, many foreign hospitals will admit you without caring about coverage, but won’t let you leave until you pay.  Do you want to put your health and finances at risk when traveling abroad?

International Medical Insurance can provide the protection needed against accidents and emergencies that can happen anytime, anywhere. The service centers are available 24/7 for medical emergencies and language barriers.  Depending on your needs, the plans can be as comprehensive or as basic as you desire.  And are more affordable than you may think.  Please visit our website https://jwinsurance.com/clickable-coverage/international-travel-medical/ and explore the options available or contact Julie Oliver @ 812-372-7829.  Let us provide you with the protection you need while traveling abroad so you can travel with ease and rest assured knowing you will be taken care of, should the unforeseen occur.

Employee

Your Company’s Employees are It’s Greatest Assets

By | Employee Benefits, Personal Insurance

This month we celebrated Employee Appreciation Day, a day set aside for employee recognition, to show how much you appreciate all the hard work and loyalty of your team. This should, however, be done throughout the year. One way an employer can do this is by helping employees achieve financial wellness. This gives employees peace of mind, and allows them to focus on their work without distractions of personal financial issues. Financial confidence translates to happier less stressed employees.

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Cyber Security March 2017: Encryption

By | Business Insurance, Specialty Insurance

Encryption is one of the most difficult subjects in computer science. Simply because, it never stops getting more difficult. As computers become more and more powerful, our simple passwords are easier to crack. Not only that, but communications become easier to break into. Yet, encryption keeps everything we hold dear private, whether we willfully encrypt it or not. Browsers today do their best to keep the data you are sending encrypted, some phone apps encrypt simple text messages, and those cloud storage solutions are encrypted (most of them). So what is encryption, and can I bring more of it into my life?

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SMall Business

Do I have to provide Health Insurance?

By | Business Insurance, Employee Benefits

As a small business owner, you may be asking, “do I have to provide health insurance to employees?”. With all of the recent talk about repealing the Affordable Care Act, or Obamacare, or even just defunding parts of it, this is a confusing time for small business owners and health insurance. While the debates, budgets, and studies continue, the law is still in effect. Here is a fairly easy way to understand whether your business must provide insurance or not, and stay tuned for more updates as the congressional debates continue!

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Cyber Security Newsletter

February 2017 Cyber Security Newsletter

By | Business Insurance, Specialty Insurance

All about Anti-Virus

What is it?

Anti-virus programs such as Avast!, Webroot, or Windows Defender are programs that protect your computer from other software. That other software is often referred to as viruses, or malware. There is many different names for malware that you have probably heard of: Trojans, Worms, Viruses, Ransomware, or Spyware. There are actually many different terms out there for the different types of malware. Read More

Winter Tire Tips

Winter Tire Tips

By | Business Insurance, Personal Insurance

Do You Need Winter Tires?

You know it’s coming. Snow and slush. Freezing rain. Maybe even black ice.

But do you know if your tires are ready for all of that?

When driving in Indiana in the wintertime, your tires just might be the most important safety feature on your car. The right ones can get you to your destination safely. The wrong ones? Well, just look over in the ditch during the next storm.

So how do you figure out what’s best for your vehicle? Here are five things to know about winter tires:

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Know the facts about long-term care and protecting your assets, your loved ones and your financial security

By | Employee Benefits, Personal Insurance

Most people have insurance against dying and have wished they had thought about and planned for their needs while living. Planning for the future can involve more than planning for your assets after you die, but should also include planning for the possible long-term care needed at any age due to illness, injury or disability. Many of us assume we will not need long-term care until we are older. Read More